The Health Insurance Literacy ASK group provides answers to your questions about the Affordable Care Act to help you make smart health insurance choices and to plan your personal finances.
Here is a collection of the most common questions. If you can’t find the answer to your question among the list, you can search for additional information using the search box at the top of the page or submit your own personal question to our Ask an Expert Feature. The original concept for this work can be viewed in our intro video. You can also connect with the ASK group through our social media sites:
How Do I Understand Coverage Details?
- What is the difference between bronze, silver, gold and platinum plans?
- How will the Affordable Care Act apply to Veterans who sometimes use VA services?
- Can grandchildren being taken care of by grandparents be on our insurance until age 26 and what if we go on Medicare?
- Where can I find out more about how Medicare is impacted by the Affordable Care Act?
- What health insurance plans can I enroll in?
- Are all pre-existing conditions allowed?
- Will obtaining the ACA tax credit or the low or no-cost health insurance reduce my other benefits such as SNAP (food stamps) or subsidized housing?
- Is there anything I need to know about maternity related coverage?
- Will this affect my ability to choose my physician and what he can do for me?
- Are all hospitals supposed to accept any or all insurance?
- How are health insurance and car insurance similar and different?
How Much Will it Cost?
- Where can I find a copy of the most updated version of the Affordable Care Act?
- What will it cost if I don’t get health insurance?
- What and why do I have to pay for health care when I have insurance?
How Do I Prepare to Pay?
- Is there anyone who can help me determine my best health insurance option?
- Is providing insurance required for the employer for anyone who works more than 29 hrs/week?
- Why is there a Health Insurance Marketplace?
- How do I take on a new cost for health insurance when I can barely pay my bills now?
What Do All the New Healthcare Buzzwords Mean?
- Is there a place that explains all the abbreviations and definitions of health insurance plans?
- What is the difference between a premium, a co-pay and and out-of-pocket expense?
- What do EPO, PPO and POS mean?
Disclaimer: The Affordable Care Act contains many complex rules. The materials provided here are for informational purposes. They are intended to help you gain a better understanding about the key provisions of the Affordable Care Act and how they may affect you. The materials are not intended to be a substitute for personalized, professional advice.